CREDIT DECISIONING SOFTWARE
Make Smarter Risk Decisions. Faster.
Provenir provides more accurate, AI-powered, and real-time credit risk decisioning.
Our multi-award-winning software takes on the risk. You take on the next big idea.
Save Time with Instant Credit Risk Decisioning.
Skip the risk and get to market quicker. No more waiting for development teams or vendors – our low code, drag-and-drop tools put the power in your hands. Get a full view of the credit risk lifecycle in one user interface. Our data-driven software with embedded machine learning delivers accurate decisions in real time
Make Smarter Decisions
Improve accuracy by uploading, testing, and deploying models
Prevent fraud with faster data integration and optimized credit decisions
Automate decisioning of any complexity – using fewer resources
Access Better Data
Connect to all data and insights across identity, fraud, and credit with one API
Get the data you need immediately with a simpler supply chain
Add 600+ traditional and alternative data sources into your decisioning workflows
Offer Instant Approvals
Provide optimized pricing and personalized rates via AI-driven insights
Create a world-class, streamlined customer experience
Make real-time decisions with automated processing
Respond Rapidly to Market and Regulation Changes.
Our flexible credit risk decisioning cloud software grows with you. It’s agile enough to react to evolving customer needs, compliance processes, and security regulations.
“The Provenir solution is an important element in our transformation. The interface is so visual that it is simple to design effective, transparent business processes .”
Chief Technology Officer, Bigbank
“With Provenir, we have autonomy and flexibility; we can deliver a best-practice experience in every branch through automated processes that capture the rules and decisions made by our most skilled representatives.”
Global Head of Risk Strategy & Tech-Data-ESG Projects and Operations, BBVA
“We found that Provenir outperformed their competitors in the areas where we sought excellence – time to market, functionality, flexibility and technology .”
Nordic Credit Manager, Resurs Bank
“Provenir plays a vital role in navigating this balance between compliance and speed, because it gives us the ability to orchestrate all of our scoring and compliance processes very quickly.”
CEO, Dun & Bradstreet
“Provenir has delivered a solution that increases our agility and responsiveness to clients . The implementation of Provenir’s software will contribute towards Klarna’s global market goals.”
CEO, North America, Klarna
QUESTIONS
Frequently asked questions
Get the answers you need for more accurate, instant credit decisioning.
Want to learn more?
How can we minimize fraud while still enabling instant decisioning?
It all comes back to the right data and the right technology. Ensure you have robust identity verification and fraud checks in place, integrated directly into your risk decisioning to ensure instant decisions. Use embedded machine learning to quickly analyze data and identify patterns of fraudulent behavior to keep your decisioning processes moving without increasing your risk of fraud.
Why is data so critical for credit decisioning?
The right data at the right time helps you make more informed, accurate risk decisions – providing a more holistic, comprehensive view of your customers, detecting and preventing fraud, and improving your overall risk strategy. See how real-time, on-demand data can simplify your data supply chain.
How can we ensure more accurate, instant credit decisioning?
Look for platform solutions that can automate credit decisioning. Implementing an automated decisioning engine with embedded machine learning models improves the accuracy of your credit decisions and ensures agility and speed.
How can we drive more innovation in our decisioning?
Agility drives innovation. Being able to respond quicker to market demands and changing consumer needs is key – and to do that you need flexible, agile credit decisioning solutions. Look for low-code UIs and drag-and-drop functionality so you can iterate workflows and change processes without waiting for vendors or your IT team.
What are automated credit decisioning workflows
Automated credit decisioning workflows are a streamlined process that use technology to assess credit risk and make lending decisions. This process involves analyzing data such as credit scores, payment history, and financial statements to determine the creditworthiness of a borrower. By automating this process, businesses can save time and reduce the risk of human error.